Borgen Tax logo — M&A tax advisors and Taxand Global Member

M&A Tax · Buy-and-Build

Tax certainty for buy-and-build strategies in the Netherlands

Keeping execution fast and predictable - from platform acquisition to exit.

For Investors · CFOs · Founders

"A buy-and-build only works if you can keep moving. Tax is rarely the headline issue - but it often determines cash outcomes, shapes the attractiveness of roll-over investments, and can slow the next add-on if early choices were not designed to scale."

In the Netherlands, early decisions around the holding structure, withholding tax exposure, interest deductibility, transaction costs, roll-over structuring and management incentives can either create a repeatable playbook - or recurring rework. This roadmap highlights eight tax themes to pressure-test early.

The Buy-and-Build Tax Timeline

Drag or scroll to explore all 8 steps - click any step to jump to the full detail below.

Step01
Platform & Structure Participation exemption
Step02
Tax Due Diligence Cash risk identification
Step03
Tax in the SPA Risk allocation
Step04
Transaction Costs Deductibility & VAT
Step05
Dividend WHT Pinch points & anti-abuse
Step06
Interest Deductibility Earnings stripping
Step07
Roll-Over & MIPs Management incentives
Step08
The Build Repeat the playbook

← drag or scroll →

Roadmap at a Glance

Eight steps that determine whether your buy-and-build creates a repeatable tax playbook - or recurring rework.

Step Theme Key Question
Step 1 Platform & holding structure Will the participation exemption still work as the group evolves?
Step 2 Tax due diligence Which risks actually hit cash?
Step 3 Tax in the SPA Who carries which risk - and is it priced?
Step 4 Transaction costs What is deductible - and is the VAT position documented?
Step 5 Dividend withholding tax Where are the pinch points in the intended cash flow route?
Step 6 Interest deductibility Does earnings stripping hold up as the group scales?
Step 7 Roll-over & MIPs Do the incentives create genuine investment risk?
Step 8 The Build: repeat the playbook Does the next add-on get easier or harder?
Step 1

Build the Right Platform

Holding structure & participation exemption

A buy-and-build is not a single transaction - it is a repeatable acquisition programme. The platform acquisition and the initial holding structure set the route for everything that follows: roll-over investments, future dividends, refinancing proceeds and exit flows all run through this architecture. Suboptimal choices made here create friction that compounds with every subsequent add-on.

In the Netherlands, the participation exemption is a core building block. If the conditions are met, dividends and capital gains on qualifying subsidiaries can generally be received at Dutch holding level free from Dutch corporate income tax (currently up to 25.8%). For buy-and-build strategies, this exemption also determines whether profits can be upstreamed without additional CIT leakage and whether the structure can offer an attractive entry point for Dutch roll-over investors.

The practical challenge is that the group's perimeter changes with every add-on. The structure must therefore not only work for the platform, but remain fit for purpose as the group scales - including when new jurisdictions, new investor profiles or new cash flow routes are added.

Illustrative Dutch Buy-and-Build Holding Structure Investor / Fund TopHoldCo (e.g. Luxembourg) Dutch HoldCo / BidCo (= Platform OpCo) Acquisition debt · Interest deduction · Operating business Participation Exemption Dividends & gains exempt ✓ Add-on 1 Add-on 2 Add-on 3+ (future)
  • The Dutch participation exemption requires careful monitoring as the group evolves.
  • The holding structure determines the route for dividends, refinancing proceeds and exit proceeds - design it with the exit in mind, not just the entry.
  • Roll-over investors need a clear and tax-efficient entry point - this must be accommodated from day one.
  • Early structural choices are difficult and costly to unwind once add-ons are in place - get this right before signing the platform SPA.

Key question: Is your holding template designed to support Dutch participation exemption treatment across the group - not just at platform level, but also for Dutch roll-over investors in the structure?

Step 2

Tax Due Diligence: Theory Becomes Numbers

Identifying real cash risks before signing

Tax due diligence on the platform acquisition is where the theoretical structure meets operational reality. The objective is not to produce a comprehensive catalogue of every possible tax issue - it is to produce a short, action-oriented list of items that either drive real cash impact or create friction after closing.

The focus areas that typically matter most are: corporate income tax exposures, VAT positions, payroll tax risks, uncertain tax positions and expected one-off cash tax payments. The output should be directly actionable - mapped to SPA provisions, pricing mechanics and post-closing integration steps.

Tax DD - From Finding to Action
Tax DD FindingsCIT · WHT · VAT · Payroll/Wage Tax and social securities
PrioritiseCash (tax) impact & friction
Fix pre-closingDeal-breakers resolved before signing
+
Allocate in SPAWarranties · Indemnities · Covenants
+
Manage post-closingIntegration & monitoring
  • CIT exposures: assess open years, uncertain tax positions and any pre-closing restructuring.
  • VAT: input tax recovery position, partial exemption, group registration implications and sector-specific risks.
  • Payroll/wage tax and social securities: employment classification risks, equity-related payroll issues and cross-border secondments.
  • SPA review: review and comment on the tax provisions of the SPA, including tax warranties, indemnities, covenants and the allocation of transaction-related tax risks.
  • Post-closing: assist with the implementation of post-closing restructuring and integration steps, including the execution of tax-efficient structuring measures and tax compliance requirements.

Key question: Do your DD findings translate into a clear, prioritised list of deal-breakers, SPA items and post-closing risks - rather than a long report that nobody acts on?

Step 3

Tax in the SPA: Allocate Risk Precisely

Translating findings into workable deal terms

Tax due diligence only has value if the findings are properly embedded in the SPA. Ambiguity in the tax provisions is a recurring source of post-closing disputes - and in a buy-and-build, it creates inconsistency across the programme if each deal is handled differently.

The practical decisions to make are: what sits in the tax warranty schedule, what requires a specific tax indemnity, what should be addressed through pre-closing covenants, and how disclosure and limitation periods are structured. It also means aligning the tax risk allocation with the pricing mechanics - for example locked box versus completion accounts.

  • Tax warranties cover the general accuracy of tax representations and are subject to disclosure.
  • Specific indemnities are appropriate for identified risks with defined exposure - typically items surfaced in DD.
  • Pre-closing covenants protect against actions between signing and closing that could crystallise or increase a tax liability.
  • Limitation periods for tax claims typically follow statutory assessment periods but should be negotiated carefully for complex group structures.
  • A consistent SPA template across add-ons reduces negotiation time and keeps the tax risk allocation predictable for the buy-and-build programme as a whole.

Key question: Does the SPA tax package accurately reflect who carries each risk identified in due diligence - and is it consistent with how similar items will be handled in future add-ons?

Step 4

Transaction Costs: Protect the Deduction

CIT deductibility & VAT recovery

Transaction costs are another area where early choices affect cash. From a Dutch tax perspective, not all transaction costs are treated the same. Broadly, costs that are directly linked to acquiring or disposing of a participation are often treated as not deductible acquisition or disposal costs for Dutch corporate income tax purposes (and may effectively be embedded in the participation), whereas costs that relate to the financing of the acquisition or to the day to day operations of the business are more likely to be deductible in the ordinary course (subject, in the case of financing, to applicable limitations). The difference often turns on what the cost relates to in substance and how it is documented (for example, acquisition advisory fees versus debt arrangement fees). For buy and build programmes, a consistent approach to classification, invoicing and cost allocation early on can avoid recurring discussions and protect the cash tax position across multiple deals.

Also, the VAT treatment of the transaction costs is very relevant and has a direct cash impact, it can also be influenced with a proper structuring and documenting of intentions to perform VAT taxable activities.

  • Invoice and cost allocation: The tax treatment often depends on which entity incurs the cost and how invoices and services are allocated and documented.
  • Consistency across acquisitions: A standard approach to classifying, invoicing and allocating transaction costs helps avoid recurring discussions and protects the cash tax position throughout the buy-and-build programme.
  • VAT recovery: Early structuring and documentation can significantly improve the recoverability of VAT incurred on transaction and advisory costs.

Key question: Are transaction costs consistently classified across the programme, and is the VAT recovery position documented before costs are incurred - not after the deal closes?

Step 5

Dividend Withholding Tax: Map the Pinch Points Early

WHT exposure, beneficial ownership & anti-abuse

Withholding tax is one of the most common quiet value drivers in Dutch buy and build structures, because it sits directly on cash distributions. In the Netherlands, 15% dividend withholding tax may apply when profits move up the chain. Whether an exemption applies depends on the facts and the structure and cash flow route, for example treaty access and, in group contexts, whether the conditions for a Dutch dividend withholding tax exemption are met.

Two practical concepts often determine whether a withholding tax position is robust. First, beneficial ownership: who is entitled to the income in substance, and who bears the economic risk. Second, anti abuse: whether intermediate entities and the intended flow of funds have a genuine business rationale and sufficient presence to support the position taken. In addition, the Netherlands has a conditional withholding tax regime that can apply in specific situations, particularly where payments (including dividends) are made to low tax jurisdictions or where structures are regarded as abusive. To keep this practical, it helps to identify likely withholding tax pinch points at an early stage. That allows you to choose routes and build documentation that fits the investor base and the expected exit, rather than having to redesign the route under time pressure when a refinancing or sale process starts.

Dutch Dividend WHT — Simplified Decision Tree Dividend from Dutch entity Dutch domestic WHT exemption conditions met? (substance · beneficial ownership · anti-abuse) YES NO 0% WHT Domestic exemption ✓ Treaty exemption available? Treaty access · beneficial owner test YES NO 0% / reduced rate Treaty protection ✓ 15% WHT + cond. WHT?
  • Map the intended dividend route for each investor class and identify where WHT could arise - before the structure is set, not under time pressure when a refinancing or sale process starts.
  • Assess beneficial ownership and substance requirements for each intermediate holding entity.
  • Review whether the conditional WHT regime could apply - particularly relevant where the investor base includes low-tax jurisdictions.
  • Build documentation that fits the investor base and the expected exit route from the outset.

Key question: Have you mapped the dividend WHT exposure for your full investor base and intended exit route - and is the beneficial ownership and anti-abuse position documented?

Step 6

Interest Deductibility: Keep it Intact at Scale

Earnings stripping & the fiscal unity lever

Financing is often where buy and build plans start to drift. Acquisition debt that works at platform level can become constrained as the perimeter changes, EBITDA moves and leverage is reset through add ons and refinancings. In the Netherlands, a key constraint is the interest limitation regime (often referred to as earnings stripping). At a high level, net interest is generally deductible only up to the higher of 1 million euros and 24.5% of tax EBITDA. As the group grows, EBITDA and net interest can move in different directions, so deductibility can tighten even if the initial platform model looked fine. Net interest that is not deductible is generally not lost immediately; it can typically be carried forward, but it can still change the cash tax profile and become relevant in refinancing discussions.

Earnings Stripping — Illustrative Impact as Group Scales Tax EBITDA ✓ Deductible ✓ Deductible Carry forward 24.5% cap (deductible limit) Tax EBITDA Net interest (platform only) Net interest (post add-ons)

Illustrative only. Deductible cap = higher of €1M and 24.5% of tax EBITDA per fiscal unity / taxpayer.

Where interest is restricted at the level of a Dutch BidCo, one practical lever is to align the tax perimeter with the profit perimeter. Once multiple profitable Dutch add ons sit under the platform, forming a Dutch corporate income tax fiscal unity can allow profits and net interest to be pooled (while the earnings stripping cap continues to apply at fiscal unity or taxpayer level), which may improve the ability to set off acquisition interest against operating profits. In some buy and build programmes, groups also consider using separate fiscal unities for different clusters of add ons over time, rather than one ever expanding unity, so that EBITDA capacity (and, where applicable, the 1 million euros de minimis threshold) can be utilised more effectively. This is not a mechanical fix: a corporate income tax fiscal unity has entry conditions and consequences (including broader tax side effects), and anti-fragmentation rules can restrict the ability to multiply threshold capacity within a group. It should therefore be modelled alongside the acquisition and refinancing roadmap.

Tool How it helps Watch out for
Dutch CIT fiscal unity Pools profits and net interest of Dutch group companies - allowing acquisition interest to be set off against operating profits of profitable add-ons. Entry conditions; broader CIT side effects including joint and several liability.
Separate fiscal unities per cluster More effective use of EBITDA capacity and the €1M de minimis threshold across different parts of the group. Anti-fragmentation rules may restrict the ability to multiply threshold capacity within the same group in the future.

Anti-fragmentation rules restrict the ability to multiply the €1M threshold across fiscal unities within the same group. This must be modelled alongside the acquisition and refinancing roadmap - it is not a mechanical fix.

Key question: Is interest deductibility modelled dynamically - including the fiscal unity perimeter - as each add-on is integrated and leverage is reset?

Step 7

Roll-Over & MIPs: Align Economics with Tax

Management reinvestment & incentive plan structuring

Management arrangements deserve the same rigorous structuring as the holding architecture - and they must be designed before signing, not retrofitted after the deal closes. Founders and key managers typically sell a portion of their shares at closing and reinvest into the new group (a roll-over). Separately, as the group scales, management incentive plans (MIPs) are used to align leadership with value creation - typically through sweet equity or instruments that share in upside, particularly at exit.

The Dutch tax treatment of both instruments depends heavily on substance and documentation. For roll-overs, the key question is whether the reinvestment creates genuine economic risk - or whether it can be recharacterised as deferred consideration. For MIPs, the entry price is critical: an instrument acquired below fair value risks being treated as employment income subject to wage tax at entry.

Illustrative Equity Stack — Buy-and-Build Group EQUITY LAYER KEY TAX POINT MIP / Sweet equity High upside · exit-linked MIP: Entry price must reflect fair value at entry. Discount = risk of payroll tax treatment. Management roll-over Reinvestment at closing Roll-over: Facilitate participation exemption. Navigate the lucrative interest rules. Sponsor equity Primary capital Participation exemption Sponsor: Participation exemption applies to dividends and exit gain (if conditions are met).
  • For roll-over investments, it is important to facilitate participation exemption treatment while carefully navigating the Dutch lucrative interest rules.
  • MIP instruments must be acquired at fair value at entry - supported by a valuation that withstands scrutiny.
  • Documentation is essential: investment agreements, valuation support and board resolutions must consistently reflect the investment narrative across the full group and across each add-on where new participants are brought in.
  • As the group scales, new management layers joining at different points in the value curve require careful pricing and structuring to avoid payroll tax exposure.

Key question: Do the roll-over and MIP structures work from a tax perspective - and is the documentation consistent with that narrative from day one?

Step 8

The Build: Repeat the Right Playbook

Add-ons, integration and scaling

Once add-on acquisitions begin, repetition becomes your primary efficiency driver - but only if you are repeating the right pattern. Each add-on changes the group's footprint, cash flows and financing, and with that, its tax profile. The objective of the build phase is to make each successive deal faster and more predictable than the last - not to reinvent the wheel under time pressure with each new target.

A proportionate DD scope avoids over-engineering each add-on individually while still identifying the items that genuinely matter. A consistent SPA framework built on the platform template means negotiations are faster and the tax risk allocation is predictable. Disciplined integration choices - including fiscal unity entry, VAT grouping and intercompany pricing - ensure that the earnings stripping and WHT positions established at platform level remain intact as the group grows.

  • Proportionate DD scope per add-on - calibrate depth to the size and complexity of the target, not to a one-size-fits-all template.
  • Consistent SPA template built on the platform framework - reduces negotiation time and maintains consistent risk allocation across the programme.
  • Dynamic tax modelling after each closing - update the earnings stripping model, WHT route map and fiscal unity perimeter with each add-on.
  • Integration discipline for fiscal unity entry, VAT grouping and intercompany pricing - the tax benefits modelled at platform level must be actively managed to be realised.

Key question: Is your tax model updated automatically after each add-on closes - and does the next deal get easier or harder?

Meet the team

Our M&A tax team supports investors, CFOs and founders across the full buy-and-build cycle - from platform acquisition through each add-on to exit.

Karel Pellemans — Partner at Borgen Tax, specialising in Dutch corporate income tax, international tax law, M&A transactions and management participation structures

Karel Pellemans

Partner

Karel specialises in Dutch corporate income tax and international tax law. He advises private equity firms, corporates and institutional investors on transactions, cross-border structuring, due diligence, management participation structures and post-deal integration.

View profile →
Matthijs Busscher — Associate at Borgen Tax, advising on buy-and-build transactions, tax due diligence, acquisition structuring and management incentive plans

Matthijs Busscher

Associate

Matthijs is a member of the M&A tax team, advising on buy-and-build transactions, tax due diligence, acquisition structuring and management incentive plans. He supports clients across the full transaction lifecycle with a focus on practical, deal-ready tax advice.

View profile →

Your shield against tax complexity in M&A

Tax decisions translate into clear deal terms, workable structures and predictable cash outcomes. Let's talk.

Contact our M&A team →